How Old Do You Have To Be To Pawn Something
What Is A Pawn Shop?
A pawn shop is a business that buys secondhand goods outright or provides pawn transactions using items as collateral. If the pawn isn’t repaid within the agreed timeframe, the pawn shop keeps the item—no further obligations for the borrower.
At King Cash Pawn and Jewelry, we offer both services at our seven South Florida locations, providing fair value for your items and fast, hassle-free loans.
Federal Law vs. State Law
Federal law mandates that you must be at least 18 years old to pawn or sell items at a pawn shop. While state laws may vary, no state can lower this minimum age. Most states, including Florida, follow the federal age requirement of 18 or older. At King Cash Pawn and Jewelry, we strictly adhere to these regulations to ensure safe and legal transactions.
What Age Do You Have to Be?
You must be at least
18 years old to pawn or sell items due to legal contract requirements. Under the Patriot Act, pawn shops are required to verify identity using a
valid government-issued ID (such as a driver’s license or passport). However,
there’s no age restriction on buying from a pawn shop—anyone can shop for great deals on jewelry, electronics, tools, and more!
Why Can’t Minors Pawn or Sell?
Laws prevent minors from pawning or selling items to protect both young sellers and pawn shops. Those under 18 might not fully understand loan obligations, making them more vulnerable to financial loss. Additionally, pawn shops must ensure all transactions are legally binding, which isn’t possible with minors.
What If You’re Under 18?
If you’re under 18, you can still sell or pawn items—but an adult must handle the transaction for you. They will need to provide their ID and sign the required paperwork.
Pawning vs. Selling: What’s the Difference?
- Selling: A straightforward transaction where you sell an item and receive cash. You give up ownership permanently.
- Pawning: A pawn-based transaction where you use an item as collateral. You get cash, but you must repay the pawn to get your item back.
At King Cash Pawn and Jewelry, we offer competitive pawn rates and fair purchase prices, ensuring you get the best deal whether you pawn or sell.
How to Pawn or Sell: Step-by-Step
- Bring a valid ID and your item(s) to one of our seven South Florida locations.
- Speak with a pawn broker—no appointment needed!
- The broker will inspect the item and ask questions to confirm ownership.
- Receive an offer—you can negotiate or accept.
- If pawning, sign the pawn agreement. If selling, finalize the sale and walk away with cash!
- For pawns, make sure to understand repayment terms to reclaim your item.
What You Need to Pawn or Sell but not required.
- A valid government-issued ID (Driver’s license, passport, etc.).
- Proof of ownership (especially for high-value items like jewelry, electronics, or vehicles).
- Certificates of authenticity for valuable items (e.g., autographed memorabilia, rare collectibles).
- Appraisals (recommended for jewelry and luxury watches).
- Clean and presentable items—well-maintained goods often receive higher offers.
Tip: Research your item's value before visiting to have realistic expectations.
Why Choose King Cash Pawn and Jewelry?
With seven locations across South Florida, King Cash Pawn and Jewelry is your trusted choice for fair appraisals, fast cash, and excellent customer service. Whether you need a short-term loan or want to sell your valuables for top dollar, we’ve got you covered.
Visit us today or check out our website: KingCashPawn.com. Got questions? Call or visit any of our locations!
